How to Open Moniepoint and Opay Account: Step-by-Step Guide

Introduction

In today’s digital age, financial transactions have become faster, easier, and more convenient. If you’ve ever wondered how to open Moniepoint and Opay account without visiting a bank, this guide is for you. With just a smartphone and an internet connection, you can get started in minutes. Let’s explore the simple registration steps and the benefits of using these trusted digital platforms.

What Are Moniepoint and Opay?

Moniepoint and Opay are popular digital financial platforms in Nigeria that allow you to send money, receive payments, buy airtime, pay bills, and manage transactions directly from your smartphone.

Benefits of Opening a Moniepoint or Opay Account

• Convenience of banking without queues

• Fast transactions anytime, anywhere

• Wide range of services: transfers, bills, airtime, data

• Secure and reliable platforms trusted by millions

Step-by-Step Guide on How to Open Moniepoint and Opay Account

Requirements Before Opening an Account

To successfully open a Moniepoint or Opay account, you’ll need:

• A smartphone with internet access

• A valid phone number

• Your Bank Verification Number (BVN)

• A valid means of identification (NIN, Voter’s Card, Driver’s License, or International Passport for Moniepoint).

How to Create and Verify Your Opay Account

1. Download the Opay app from Google Play Store or Apple App Store.

2. Install and open the app.

3. Sign up with your phone number.

4. Enter the OTP sent to your phone.

5. Set your password and complete your profile details.

6. Select either National Identification Number (NIN) or Bank Verification Number (BVN), depending on the option you prefer.

7. For higher transaction limits, link your BVN 

7. Take a passport photograph (front camera) from your phone to verify the BVN entered.

8. Your account is ready for use.

Important Notes:

1. To check for your NIN (if forgotten), dial Dial *346# from the phone number you used for your NIN registration and select “NIN Retrieval” Option.

Tip: The fee for this service is ₦20 and will be deducted from your mobile network account.

2. To check for your BVN (if forgotten), dial Dial USSD code 5650# on the phone number registered with your BVN.

Tip: The fee for this service is ₦20 and it shows your BVN on screen without needing an internet connection. This service is provided by the Nigeria Inter-Bank Settlement System (NIBSS) for individuals to retrieve their BVN details.

How to Register on Moniepoint Using Your Smartphone

1. Visit the Moniepoint official website or download their agent app.

2. Register with your details (full name, phone number, email).

3. Provide your BVN for verification.

4. Upload a valid means of identification.

5. Once verified, you’ll get access to your Moniepoint account/dashboard.

What You Can Do After You Open Moniepoint and Opay Account

• Transfer money to any Nigerian bank

• Buy airtime and mobile data

• Pay electricity, TV, and utility bills

• Receive customer payments (for agents and business owners)

Common Mistakes to Avoid In Using Moniepoint and Opay Account

• Entering incorrect BVN or ID details

• Ignoring app updates (which may cause transaction issues)

• Using weak passwords that compromise account security

Tips for Secure & Smooth Use: How to Use Your Moniepoint/Opay Account for Transfers and Payments

• Always update your app to the latest version

• Enable transaction notifications via SMS or email

• Use a strong password and avoid sharing your PIN

• Contact official customer support for issues, not third-party agents

Conclusion

Opening Moniepoint and Opay accounts is simple, fast, and convenient. By following this guide on “how to open Moniepoint and Opay account,” you can access secure and reliable financial services anytime, anywhere in Nigeria.

👉 Have you opened yours yet? Share your experience in the comments and follow MikeTech Hub for more tech trends and guides.

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✍️ By Okolike Michael
Digital Media Strategist | Published via MikeTech Blog

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